New Hampshire Income Tax Calculator, Rates and Brackets
Estimate how much federal and New Hampshire state income tax you will owe for 2026.
Use our New Hampshire income tax calculator to estimate your 2026 state income tax, compare New Hampshire and federal tax results, and review the state's current income tax rates and brackets. For 2026, New Hampshire does not impose a personal income tax on wages, salaries, retirement income, or other individual income. Enter your household income, filing status, dependents, deductions, and credits to see how living in a no income tax state affects your state and federal income taxes.
2026 New Hampshire Income Tax Calculator
New Hampshire and Federal Calculation Assumptions
Income
- This calculator assumes you are a New Hampshire resident for the full 2026 tax year. Partial-year resident and nonresident income allocation rules are not included.
- We treat household income as earned wage income. We do not separately calculate self-employment income, investment income, retirement income, capital gains, or other special income categories that require different tax treatment.
- The
Other Income Deductions
field under Advanced Options reduces federal adjusted gross income. See the input field tooltip for more details.
Deductions
- The calculator compares itemized deductions with the standard deduction separately, then uses the larger allowed amount for federal tax.
- Age 65+ and blindness selections increase the standard deduction amount when applicable.
- The federal enhanced senior deduction is calculated separately and may still apply when itemizing.
- Itemized deduction inputs mirror the categories reported on Form 1040 Schedule A. Use prior-year amounts as a starting point and adjust for expected changes.
- The federal calculation applies the 2026 SALT limit and its income-based phaseout before adding deductible interest and other itemized deductions.
- Qualified tips, overtime pay, car loan interest, and the enhanced senior deduction are treated as federal deductions after adjusted gross income.
Credits
- We estimate the federal Child Tax Credit (CTC) and Additional Child Tax Credit (ACTC) for dependent children under age 17.
- We estimate the federal Earned Income Tax Credit (EITC) only when at least one dependent child under age 17 is entered. The estimate does not include the childless EITC or qualifying children who are older students or permanently disabled.
- We do not calculate the Saver's Credit, education credits, premium tax credits, or other federal credits.
Taxes Not Included
- New Hampshire individual income tax is estimated at $0 because the state does not impose a personal income tax.
- Income not taxed by New Hampshire may still be taxable for federal income tax purposes.
- New Hampshire does not impose a local individual income tax, so no local income tax calculation is included here.
- The estimate does not include self-employment tax, federal alternative minimum tax, capital gains tax, use tax, or every federal deduction and credit.
Actual results may vary based on your income type, additional deduction and credit limits, filing complexity, and continued changes in New Hampshire or federal tax law. This calculator provides an estimate for general planning purposes and does not guarantee your final tax due or refund amount.
How the New Hampshire Income Tax Calculator Works
The New Hampshire income tax calculator shows each major step from household income to estimated tax. The results compare New Hampshire and federal income taxes. The New Hampshire column remains at $0, while the federal column applies federal standard or itemized deductions, tax credits, and deductions created by the One Big Beautiful Bill Act (OBBBA).
The final three rows summarize your New Hampshire results:
- Estimated Income Tax: Your New Hampshire income tax estimate for the year.
- Effective Tax Rate: New Hampshire income tax as a percentage of household income.
- Marginal Tax Rate: The New Hampshire tax rate applied to your next dollar of taxable income.
Change any calculator input to see how it affects the federal results. The New Hampshire column remains at $0 because New Hampshire does not impose a personal income tax.
New Hampshire Income Tax
New Hampshire does not impose an individual state income tax for the 2026 tax year. The New Hampshire income tax rate is 0%, and residents do not move through state income tax brackets as income increases. Filing status does not change the New Hampshire result: Single, Married Filing Jointly, Married Filing Separately, and Head of Household filers all have an estimated New Hampshire individual income tax of $0.
Because New Hampshire has no individual income tax, the state does not use personal exemptions, standard deductions, itemized deductions, or state income tax credits for individual income tax purposes. Federal income tax rates still apply, so income that is not taxed by New Hampshire may still be taxable on your federal return.
New Hampshire Interest and Dividends Tax
New Hampshire previously imposed a separate Interest and Dividends Tax, but that tax was repealed effective January 1, 2025. For the 2026 tax year, New Hampshire does not impose a state individual income tax on wages, interest, dividends, capital gains, retirement income, or other individual income. Federal tax rules may still apply to those income types.
New Hampshire Income Tax Takeaways
New Hampshire has no individual income tax: Residents do not owe New Hampshire personal income tax on wages or other individual income for 2026.
New Hampshire has no individual income tax brackets: The state result is $0 at every income level and for every federal filing status.
Federal taxes still apply: New Hampshire residency does not eliminate federal income tax, federal payroll tax, or other federal tax obligations.
The Interest and Dividends Tax was repealed: New Hampshire's former tax on interest and dividends was repealed effective January 1, 2025.
New Hampshire vs Neighboring States
| State | Tax Year | Tax Rate | Rate Type |
|---|---|---|---|
| New Hampshire | 2026 | None | No Individual Income Tax |
| Connecticut | 2025 | 2.00% - 6.99% | Progressive |
| Maine | 2025 | 5.80% - 7.15% | Progressive |
| Massachusetts | 2025 | 5.00% + 4.00% surtax | Flat |
| New York | 2025 | 4.00% - 10.90% | Progressive |
| Rhode Island | 2025 | 3.75% - 5.99% | Progressive |
| Vermont | 2025 | 3.35% - 8.75% | Progressive |
Frequently Asked Questions (FAQ)
What is the New Hampshire income tax rate for 2026?
The New Hampshire individual income tax rate is 0% because New Hampshire does not impose an individual state income tax.
Does New Hampshire have income tax brackets?
No. New Hampshire does not have individual income tax brackets because it does not impose an individual state income tax. Describing New Hampshire as having a single 0% bracket would be misleading.
Do New Hampshire residents file a state income tax return?
New Hampshire residents generally do not file a New Hampshire individual income tax return because the state does not impose an individual income tax. Residents may still need to file a federal income tax return.
Does New Hampshire tax interest and dividends?
No. New Hampshire's former Interest and Dividends Tax was repealed effective January 1, 2025. Interest and dividends may still be taxable on the recipient's federal income tax return.
Does New Hampshire tax retirement income?
No. New Hampshire does not impose an individual state income tax on pensions, distributions from retirement accounts, or Social Security benefits. Federal tax treatment depends on the type and amount of retirement income.
References:
- Department of Revenue Administration. State of New Hampshire. Retrieved July 5, 2026.
- Chapter 77 Taxation of Incomes Repealed. New Hampshire General Court. Retrieved July 5, 2026.
- US Individual Income Tax Return Form 1040. Internal Revenue Service (IRS). Retrieved July 5, 2026.
- Instructions for Form 1040. Internal Revenue Service. Retrieved July 5, 2026.
- Instructions for Schedule A: Itemized Deductions. Internal Revenue Service. Retrieved July 5, 2026.
- IRS Tax Inflation Adjustments for Tax Year 2026. Internal Revenue Service. Retrieved July 5, 2026.
- One, Big, Beautiful Bill Provisions for Individuals and Workers. Internal Revenue Service (IRS). Retrieved July 5, 2026.
Last updated: July 5, 2026